It is vital to manage your resources, no matter how scarce they are! The cost of college can shock most students and their families. It is an expensive time, so it’s very important to organise your finances. Students can spend a long time worrying about their finances, but you can take steps to help manage your money.

If you don’t have your own bank account, now might be the best time to open one. There is a bank on campus, and there are many banks in Carlow Town. Once you do that, you can keep track of your transactions, and you may see ways you can save money and cut down on unnecessary spending.

Be wary of overdrafts, credit cards and taking out loans. Although, these may seem like great ideas at the time some of these can come with hefty interest rates and fees.

The Money Advice and Budgeting Sevice (MABS) is an organisation who provides advice and support for people with financial difficulties. Check out the website for more information.